Senior Voice -

Dear Savvy Senior: Who should be screened for lung cancer and how is it covered by Medicare? I used to smoke but quit many years ago and am wondering if I need to be tested. – Just Turned 65. Dear Just Turned: Even if you haven’t touched a cig...

Dear Savvy Senior: What types of funeral benefits are available to old veterans? My 83-year-old father, who has Alzheimer’s disease, served during the Vietnam War in the 1960s. - Planning Ahead Dear Planning: Department of Veterans Affairs’ (VA) Nat...

Dear Savvy Senior: What can you tell me about the eye disease glaucoma? My older brother was recently diagnosed with it and lost some of his vision, but never had a clue anything was wrong. Could I be at risk too? – Stressed Sibling Dear Stressed: Y...

Dear Savvy Senior: I’ve been talking to my mobility-challenged mother, who lives alone, about automating her house with some smart home products to make it more convenient. She’s very interested but we’d like to get your opinion as to which types of...

Dear Savvy Senior: I’m interested in contributing to a health savings account to help boost my retirement savings but would like to better understand how they work. What can you tell me? – Almost 60 Dear Almost: A health savings account, or HSA, is...

Dear Savvy Senior: What retirement planning tips can you recommend to single women? I’m a divorced 58-year-old woman with a teenaged son and have very little saved for retirement. — Financially Vulnerable Dear Vulnerable: It’s an unfortunate reali...

Dear Savvy Senior: Is it possible to collect Social Security benefits from my ex-spouse? We were married for 12 years but have been divorced for almost 20 years now. - Never Remarried Dear Never: Yes, depending on your specific circumstances, you may...

Dear Savvy Senior: Can you recommend some good reacher-grabber tools for seniors with back or hip problems who need help picking things up off the ground? I bought a cheap one a few months ago that doesn’t work very well but would like to find one th...

Dear Savvy Senior: What are the IRS income tax filing requirements for retirees this tax season? My income dropped way down when I retired in 2022, so I’m wondering if I need to even file a tax return this year. – Recently Retired Dear Recently: Whe...

Dear Savvy Senior: What are the most common scams today that target elderly seniors? My 75-year-old mother has been swindled several times over the past year, so I’m being extra cautious. –Paranoid Patty Dear Patty: Great question. While many scams t...

Dear Savvy Senior: How do I go about looking for an old former company 401(k) plan that I think I contributed money to many years ago, but forgot about until recently? - Retired in Rochester Dear Retired: If you think you may have lost track of an ol...

Dear Savvy Senior: What kind of changes can Medicare beneficiaries expect to see in the Inflation Reduction Act that was recently signed into law? I’m enrolled in original Medicare and have a Part D prescription drug plan but spent more than $...

Dear Savvy Senior: I just turned 65 and would like to learn more about the stronger flu shots I see advertised for older adults. What can you tell me about them and how are they covered by Medicare? – Senior Novice Dear Novice: There are actually t...

Dear Savvy Senior: What types of financial resources are available to help seniors pay for long-term care? My 86-year-old mother will need either an assisted living facility or nursing home care in the near future, but she doesn’t have long-term c...

Dear Savvy Senior: How do I go about selling unwanted burial plots in my hometown cemetery? When my parents died about 25 years ago, my husband (at the time) and I bought two plots near them in the same cemetery. But we’ve gotten divorced since t...

Dear Savvy Senior: I recently saw a news segment on TV about a government funeral assistance program available to families who lost loved ones during the pandemic. What can you tell me about this? I lost my 78-year-old mother to COVID in 2021 and...

Dear Savvy Senior: What can you tell me about atrial fibrillation? Every so often, I’ve noticed my heart starts beating rapidly for no particular reason. Is this something I should be worried about? - Anxious Annie Dear Annie: Heart palpitations can...

Dear Savvy Senior: I am planning to retire and apply for my Social Security benefits in July. When can I expect my first check, and is direct deposit my only option for receiving my monthly payment? -- Almost 62 Dear Almost: Generally, Social...

Dear Savvy Senior: How effective is the shingles vaccine and what is the CDC recommendation for getting it? My older brother and sister, both in their fifties, got COVID a few months back followed by shingles. Do you know if there is a connection...

Dear Savvy Senior: What is the IRS standard tax deduction for 2021? I didn’t file a tax return last tax year (2020) because I lost my job and my income in March due to COVID. But I got a part-time job in 2021 and am wondering if I made enough m...

Dear Savvy Senior: When is it safe, or not safe, to split pills? I have a cousin who cuts almost all her pills in half in order to save money, but I’m wondering if she’s going overboard. What can you tell me about this? – Curious Cousin Dear Curio...

Dear Savvy Senior: Can you tell me about stomach aneurysms? My father died from one about 10 years ago and I’m wondering if that can increase my risk of developing one myself. - Almost 60 Dear Almost: While you don’t hear much about them, sto...

Dear Savvy Senior: I have struggled with shortness of breath for several years now. I just thought I was getting old and fat, but a friend recently told me about COPD. So, my question is could I have COPD and not know it? — Huffing and Puffing D...

Dear Savvy Senior: How does Medicare cover in-home health care? My husband has a chronic health condition that makes it very difficult for him to leave the house, so I’m wondering if he could qualify for Medicare home health care. — Seeking Help Dea...