Articles written by teresa ambord

Sorted by date  Results 26 - 44 of 44

Page Up



Ghosts walk among us and they have credit cards

They’re not real ghosts, but sadly it’s true that thieves are able to steal the credit of people who are gone. They open accounts, run up bills, and get away with it for a while. That’s called ghosting. According to security firm ID Analytics,...

 

These are the worst places to hide money in your house

Everyone keeps a little cash for emergencies, right? We do our best to hide it, but the trouble is, most of us hide it in places that burglars can easily find. Chris McGoey, a Los Angeles based security expert lists a couple of the worst places to...

 
 By Teresa Ambord    News    August 1, 2015

When adult children live in your house

Whose living are you paying for? Roughly 62 percent of people age 50 and up are providing financial support to family members, according to a study by Merrill Lynch Wealth Management. Some are helping out with the needs of their elderly relatives,...

 
 By Teresa Ambord    News    July 1, 2015

You might be participating in Medicare fraud

If you watch much TV you’ve probably heard the ads for free or nearly free medical items, possibly a knee brace, back brace, or other device. “If you qualify for Medicare, then you qualify to get these items or services – all you have to do is...

 
 By Teresa Ambord    News    July 1, 2015

Fighting fraud may pay you cash

Medicare is serious about enlisting your help to fight fraud. If you suspect fraud and you meet all five of these conditions, you could be eligible for a reward of $1,000. Here are the conditions: 1. You report your suspected Medicare fraud. The...

 
 By Teresa Ambord    Health    July 1, 2015

New protection for Social Security numbers may be on the way

You may know that theft of Social Security numbers (SSN) among seniors often happens because thieves go after your Medicare cards. Experts say, never carry your Social Security card with you, to prevent theft of your SSN. But your SSN is printed on...

 
 By Teresa Ambord    Health    June 1, 2015

Make the most of your Health Savings Account

Do you have a health savings account (HSA) at work? You may have enjoyed the comfort of an HSA account during your work life, knowing the money for your health needs would be there. Did you know that once you turn 65 and begin receiving Medicare,...

 
 By Teresa Ambord    News    June 1, 2015

Couldn't find a date online? Try again

Dating was scary when we were young, and it’s still scary, but for different reasons. In some ways it’s easier now because we know what we want and we’re more confident. But the fact is, most of us 50 and up have baggage. The baggage might be...

 

Age and your credit score

Age does not directly affect your credit score. At least not the way late or missed payments or overuse affect your score. But there is a definite connection. Assuming you’ve handled your finances well, age can be a positive factor in determining...

 

Keep your meds away from visiting grandkids

If you’re like most of us, you detest those darn child-proof caps that come on every medication. In fact, you may have tossed the troublesome lids. And you may be in the habit of keeping your medications on bedside tables or other easily reachable...

 

Holidays are a good time to share an ethical will

An ethical will is a document which expresses your wishes, hopes and maybe blessings. It’s something you share with family members while you are still alive. Sound unimportant? Think about it. You could look at it as a way to impart wisdom to...

 

Reports of your death may be premature

You’ve heard of people who were declared dead, much to their own surprise. Think this cannot happen to you? The odds that it can happen are increasing. In 2013, NBC News reported the disturbing fact that roughly 28,000 erroneous deaths are logged...

 
 By Teresa Ambord    Columns    July 1, 2014

Are you sure you're the beneficiary?

If your spouse has a retirement plan of his or her own, are you the beneficiary? Are you sure? Federal law requires that for 401(k) plans and most types of retirement accounts, the spouse must be the beneficiary. But this is not true of all types of...

 
 By Teresa Ambord    Columns    July 1, 2014

Miscellaneous information about your money

Why some older people are sitting ducks for con artists Sad but true, seniors are often targeted by scam artists because they make good victims. Reader’s Digest asked one former con artist, Jim, what it is about some seniors that make them the...

 
 By Teresa Ambord    Travel    March 1, 2014

Health coverage options when traveling abroad

Traveling outside of the United States obviously requires a lot of planning, and even more so for people with health issues. Many seniors who are covered by Medicare don’t realize that once they leave the United States, Medicare coverage is minimal...

 
 By Teresa Ambord    News    January 1, 2014

New habits: in with the good, out with the bad

There are all kinds of advice out there about how to break bad habits or form good ones. Not to mention that we’re all adults and probably know what we need to do anyway. Habits are part of us. They make us the people we are, for better or worse....

 

Break these deadly money habits

If your money situation is a mess or, worse, you don’t know your money situation, here are some bad habits to break and some baby steps to get started. Head in the sand. Do you know where your finances stand? You don’t have to be a financial...

 

Avoid the flood of health care scams

Confusion is common when laws change. And that may be even more true with health care reform, since nobody – including those in Congress who created the law – seems to understand it. One thing is certain, scam artists are out there taking...

 
 By Teresa Ambord    Columns    May 1, 2013

Six ways to pay less tax on your retirement funds

How long will your tax-deferred retirement savings last as you use them to supplement your Social Security checks? Obviously the answer is affected by how much you saved and the unknown factor of how many years you will live in retirement. But it...

 

Powered by ROAR Online Publication Software from Lions Light Corporation
© Copyright 2024

Rendered 03/28/2024 04:01