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Could someone steal your credit card information while it's still in your wallet? Technically, yes. But before you panic, you should understand what tap-to-pay is, how these scams work, and if the risk is significant enough to worry about. Tap-to-pay technology Contactless cards use a secure, short-range form of RFID (Radio Frequency Identification) technology that transfers information between a card and a card reader via radio waves. Despite what many people think, using tap-to-pay doesn't...
Why loyalty point scams matter When’s the last time you checked your loyalty point accounts? If you can’t remember, you’re not alone. Airline miles, hotel points, and credit card rewards tend to sit quietly until you need them. Unfortunately, that lack of attention is exactly what scammers want. Loyalty points may not feel like real money, but scammers treat them like cash. Experts estimate that scammers steal more than $1 billion in rewards points each year, largely due to reduced security measures and lack of attention. How loyalty point scam...
If it ain’t broke, don’t fix it. If it is, fix it … carefully. That’s easier said than done when a contractor promises fast repairs at an unbeatable price. Here are seven warning signs that a contractor might leave you with partial, poor, or overpriced work. 1. The “storm chaser” A storm hits, and suddenly, help is knocking on your door — or what’s left of it. A contractor says they can fix the damage on the spot. It might look like a silver lining, but reputable contractors usually book jobs in advance. And if they want you to sign your insur...