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In the sixth grade, my daughter was working on a school project and began asking a series of questions about family economics: “How much is our house payment? What does it cost to heat the house? What do we spend on groceries?” Our family records are in QuickBooks so I offered to run a report for her. She studied it carefully and said, “This doesn’t make sense, there’s more money going out than coming in! How does that work?” I asked her, “Well, what would you cut?” After looking over the report again she replied, “Cut all my brother’s stuff!...