Articles written by Harry Need


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  • Tax-wise advice: Maximize your impact through an IRA charitable rollover (QCD)

    HARRY NEED, For Senior Voice|Apr 1, 2026

    If you are over 70½ and have an IRA, you have a powerful, tax-efficient way to support charities you care about: the Qualified Charitable Distribution (QCD), aka the IRA charitable rollover. This tax season, see if you have the opportunity to make charitable gifts directly from your IRA without paying income tax on the distribution. With a QCD, anyone over 70½ can send money from their IRA directly to a qualified charity. Because the gift goes directly from your IRA to the charity, it is not income to you. If you are over 73, a QCD can also c...