Articles written by Jim Miller
Sorted by date Results 1 - 25 of 65
Can I collect Social Security from my ex-spouse?
Dear Savvy Senior: Is it possible to collect Social Security benefits from my ex-spouse? We were married for 12 years but have been divorced for almost 20 years now. - Never Remarried Dear Never...
The best reacher grabber tools of 2023
Dear Savvy Senior: Can you recommend some good reacher-grabber tools for seniors with back or hip problems who need help picking things up off the ground? I bought a cheap one a few months ago that doesn’t work very well but would like to find one...
How much do you have to make to file taxes?
Dear Savvy Senior: What are the IRS income tax filing requirements for retirees this tax season? My income dropped way down when I retired in 2022, so I’m wondering if I need to even file a tax return this year. – Recently Retired Dear...
Top financial scams targeting seniors today
Dear Savvy Senior: What are the most common scams today that target elderly seniors? My 75-year-old mother has been swindled several times over the past year, so I’m being extra cautious. –Paranoid Patty Dear Patty...
How to locate an old 401(k)
Dear Savvy Senior: How do I go about looking for an old former company 401(k) plan that I think I contributed money to many years ago, but forgot about until recently? - Retired in Rochester Dear Retired...
How the Inflation Reduction Act will lower your drug costs
Dear Savvy Senior: What kind of changes can Medicare beneficiaries expect to see in the Inflation Reduction Act that was recently signed into law? I’m enrolled in original Medicare and have a Part D prescription drug plan but spent more than...
Which stronger flu vaccines are recommended?
Dear Savvy Senior: I just turned 65 and would like to learn more about the stronger flu shots I see advertised for older adults. What can you tell me about them and how are they covered by Medicare? – Senior Novice Dear Novice...
Paying for long-term care without insurance or savings
Dear Savvy Senior: What types of financial resources are available to help seniors pay for long-term care? My 86-year-old mother will need either an assisted living facility or nursing home care in the near future, but she doesn’t have long-term...
How to sell unwanted burial plots
Dear Savvy Senior: How do I go about selling unwanted burial plots in my hometown cemetery? When my parents died about 25 years ago, my husband (at the time) and I bought two plots near them in the same cemetery. But we’ve gotten divorced since...
How to access COVID funeral assistance funds
Dear Savvy Senior: I recently saw a news segment on TV about a government funeral assistance program available to families who lost loved ones during the pandemic. What can you tell me about this? I lost my 78-year-old mother to COVID in 2021 and...
A common heart problem that's often ignored
Dear Savvy Senior: What can you tell me about atrial fibrillation? Every so often, I’ve noticed my heart starts beating rapidly for no particular reason. Is this something I should be worried about? - Anxious Annie Dear Annie...
Educational trips for retirees who love to learn
Dear Savvy Senior: My wife and I planning to travel much more frequently in retirement and are very interested in educational trips and adventures. Can you recommend any groups or firms that...
When to expect your Social Security checks
Dear Savvy Senior: I am planning to retire and apply for my Social Security benefits in July. When can I expect my first check, and is direct deposit my only option for receiving my monthly payment? -- Almost 62 Dear Almost: Generally, Social...
COVID-19 can increase risk of shingles
Dear Savvy Senior: How effective is the shingles vaccine and what is the CDC recommendation for getting it? My older brother and sister, both in their fifties, got COVID a few months back followed by shingles. Do you know if there is a connection...
Do I have to file income tax returns this year?
Dear Savvy Senior: What is the IRS standard tax deduction for 2021? I didn’t file a tax return last tax year (2020) because I lost my job and my income in March due to COVID. But I got a part-time job in 2021 and am wondering if I made enough...
Pill splitting: When it's safe, and when it isn't
Dear Savvy Senior: When is it safe, or not safe, to split pills? I have a cousin who cuts almost all her pills in half in order to save money, but I’m wondering if she’s going overboard. What can you tell me about this? – Curious Cousin Dear...
Protect yourself against abdominal aortic aneurysms
Dear Savvy Senior: Can you tell me about stomach aneurysms? My father died from one about 10 years ago and I’m wondering if that can increase my risk of developing one myself. - Almost 60 Dear Almost: While you don’t hear much about them,...
Could I have COPD and not know it?
Dear Savvy Senior: I have struggled with shortness of breath for several years now. I just thought I was getting old and fat, but a friend recently told me about COPD. So, my question is could I have COPD and not know it? — Huffing and Puffing...
Does Medicare cover home health care?
Dear Savvy Senior: How does Medicare cover in-home health care? My husband has a chronic health condition that makes it very difficult for him to leave the house, so I’m wondering if he could qualify for Medicare home health care. — Seeking Help...
How to buy the best blood pressure monitor for you
Dear Savvy Senior: I just found out I have stage 1 hypertension and my doctor recommended I get a home blood pressure monitor to keep an eye on it. Can you offer me any tips on choosing a good one? - Hypertensive Helen Dear Helen: It’s a smart...
These golf gadgets can help older golfers
Dear Savvy Senior: Do you know of any golfing equipment that can help older golfers? My dad, who's 76, loves to play golf, but arthritis in his hands has made griping the club challenging, and his...
Keeping your balance as you age takes work
Dear Savvy Senior: What can you tell me about balance exercises? I’ve fallen a few times over the past year and have read that balance exercises can help me regain my steadiness, but I’m not exactly sure what to do. — Unsteady at 70 Dear Unstea...
Technology can help you locate misplaced belongings
Dear Savvy Senior: Can you recommend any good devices that help seniors with tracking down misplaced items? My wife misplaces everything including her car keys, eyeglasses, cell phone, purse and...
I'm still working: Do I need to sign-up for Medicare?
Dear Savvy Senior: I will turn 65 in a few months and plan to keep working for several more years. I have good health insurance from my employer now. Do I have to sign up for Medicare when I reach 65? — Looking Ahead Dear Looking: Whether you need...
Is Social Security income taxable?
Dear Savvy Senior: I understand that a portion of my Social Security benefits may be taxable when I retire. Can you tell me how to calculate this ? – Ready to Retire Dear Ready: Whether or not you’ll be required to pay federal income tax on your...