Articles written by Jim Miller
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How to access COVID funeral assistance funds
Dear Savvy Senior: I recently saw a news segment on TV about a government funeral assistance program available to families who lost loved ones during the pandemic. What can you tell me about this? I lost my 78-year-old mother to COVID in 2021 and...
A common heart problem that's often ignored
Dear Savvy Senior: What can you tell me about atrial fibrillation? Every so often, I’ve noticed my heart starts beating rapidly for no particular reason. Is this something I should be worried about? - Anxious Annie Dear Annie...
Educational trips for retirees who love to learn
Dear Savvy Senior: My wife and I planning to travel much more frequently in retirement and are very interested in educational trips and adventures. Can you recommend any groups or firms that...
When to expect your Social Security checks
Dear Savvy Senior: I am planning to retire and apply for my Social Security benefits in July. When can I expect my first check, and is direct deposit my only option for receiving my monthly payment? -- Almost 62 Dear Almost: Generally, Social...
COVID-19 can increase risk of shingles
Dear Savvy Senior: How effective is the shingles vaccine and what is the CDC recommendation for getting it? My older brother and sister, both in their fifties, got COVID a few months back followed by shingles. Do you know if there is a connection...
Do I have to file income tax returns this year?
Dear Savvy Senior: What is the IRS standard tax deduction for 2021? I didn’t file a tax return last tax year (2020) because I lost my job and my income in March due to COVID. But I got a part-time job in 2021 and am wondering if I made enough...
Pill splitting: When it's safe, and when it isn't
Dear Savvy Senior: When is it safe, or not safe, to split pills? I have a cousin who cuts almost all her pills in half in order to save money, but I’m wondering if she’s going overboard. What can you tell me about this? – Curious Cousin Dear...
Protect yourself against abdominal aortic aneurysms
Dear Savvy Senior: Can you tell me about stomach aneurysms? My father died from one about 10 years ago and I’m wondering if that can increase my risk of developing one myself. - Almost 60 Dear Almost: While you don’t hear much about them,...
Could I have COPD and not know it?
Dear Savvy Senior: I have struggled with shortness of breath for several years now. I just thought I was getting old and fat, but a friend recently told me about COPD. So, my question is could I have COPD and not know it? — Huffing and Puffing...
Does Medicare cover home health care?
Dear Savvy Senior: How does Medicare cover in-home health care? My husband has a chronic health condition that makes it very difficult for him to leave the house, so I’m wondering if he could qualify for Medicare home health care. — Seeking Help...
How to buy the best blood pressure monitor for you
Dear Savvy Senior: I just found out I have stage 1 hypertension and my doctor recommended I get a home blood pressure monitor to keep an eye on it. Can you offer me any tips on choosing a good one? - Hypertensive Helen Dear Helen: It’s a smart...
These golf gadgets can help older golfers
Dear Savvy Senior: Do you know of any golfing equipment that can help older golfers? My dad, who's 76, loves to play golf, but arthritis in his hands has made griping the club challenging, and his...
Keeping your balance as you age takes work
Dear Savvy Senior: What can you tell me about balance exercises? I’ve fallen a few times over the past year and have read that balance exercises can help me regain my steadiness, but I’m not exactly sure what to do. — Unsteady at 70 Dear Unstea...
Technology can help you locate misplaced belongings
Dear Savvy Senior: Can you recommend any good devices that help seniors with tracking down misplaced items? My wife misplaces everything including her car keys, eyeglasses, cell phone, purse and...
I'm still working: Do I need to sign-up for Medicare?
Dear Savvy Senior: I will turn 65 in a few months and plan to keep working for several more years. I have good health insurance from my employer now. Do I have to sign up for Medicare when I reach 65? — Looking Ahead Dear Looking: Whether you need...
Is Social Security income taxable?
Dear Savvy Senior: I understand that a portion of my Social Security benefits may be taxable when I retire. Can you tell me how to calculate this ? – Ready to Retire Dear Ready: Whether or not you’ll be required to pay federal income tax on your...
Here's how to track down old friends online
Dear Savvy Senior: I’m interested in tracking down some old friends I’ve lost touch with over the years but could use some help. What websites can you recommend that can help me find them? - Tracking Tom Dear Tom: Thanks to the internet,...
Is there an age limit for organ donation?
Dear Savvy Senior: I never thought about becoming an organ donor until my brother died of kidney failure last year. But at age 78, I would like to know if I’m too old to be a donor, or if they would even use my organs if I were to die from COVID-19...
Quit smoking! Medicare and other tools can help you kick the habit
Dear Savvy Senior: I understand that COVID-19 hits smokers a lot harder than nonsmokers but quitting at my age is very difficult. Does Medicare offer any coverage that helps beneficiaries quit smoking? - Must Quit Dear Must: It’s true. Smokers and...
Financial help for retirees affected by COVID-19
Dear Savvy Senior: Are there any financial assistance programs you can refer me to? The coronavirus pandemic has cost me my part-time retirement job and has shrunk my measly IRA account. - Needy Retiree Dear Needy: Absolutely. In addition to the...
Video calling for the tech-challenged
Dear Savvy Senior: Can you recommend some simple devices that can help tech-challenged seniors with video calls? My 80-year-old mother has been isolating herself for months now in fear of the coronavirus and I haven’t been able to see her...
How to make the most of your telehealth appointment
Dear Savvy Senior: I manage a large doctor’s clinic that treats hundreds of seniors each month. We are moving to more telehealth visits to help keep our patients safe at home during the coronavirus pandemic, but this new way of seeing a doctor is b...
High blood pressure is even more dangerous in the COVID-19 era
Dear Savvy Senior: Are people with high blood pressure at increased risk of getting coronavirus? - Hypertensive Helen Dear Helen: If you have high blood pressure, you definitely need to take extra care to protect yourself during the coronavirus...
Do pneumonia vaccines protect seniors from coronavirus?
Dear Savvy Senior: Do currently offered vaccines against pneumonia provide seniors any protection against the coronavirus disease? I’ve always been bad about getting vaccinated, but this coronavirus pandemic is causing me to change my thinking. - P...
How the coronavirus relief law helps retirement savers and retirees
Dear Savvy Senior: What can you tell me about the retirement account changes that Congress recently passed in response to the coronavirus crisis? - Seeking Answers Dear Seeking: Tucked into the Coronavirus Aid, Relief and Economic Security Act, or...