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Many Alaskan seniors age from physically demanding jobs that took them to remote parts of the state, from the fishing industry, to mining and oil production, as well as tourism activities like mountain guiding and heliskiing. But modern medicine offers relief through joint replacement. While invasive and painful depending on your pain tolerance an operation will give you years of pain-free mobility. It's a life changer. The damage to my left knee after being catapulted off a freight sled on the...
Medicare and Medicaid are sometimes hard to understand, especially if you are eligible for both insurance programs. This month’s article will discuss how the two programs work together and how to apply for both. Centers for Medicare & Medicaid Services (CMS) is the agency which provides regulatory oversight over both programs. Medicare is a federal health insurance program for people age 65 or older. People younger than age 65 with certain disabilities, permanent kidney failure, or a...
Established in 1968, OPAG is a nonprofit membership organization dedicated to improving services, developing programs, educating, promoting and implementing changes to help Alaska seniors live healthy, productive lives. Current programs: - publish the monthly Senior Voice newspaper - publish and distribute the Directory for Older Alaskans senior resource directory - provide information and referral services for Social Security, Medicare, Medicaid, Affordable Health Care Act and other senior issues - organize monthly Providers' Breakfast...
The average Affordable Care Act (ACA) Marketplace deductible saw the steepest increase in history-growing by 37% or more than $1,000, from $2,759 in 2025 to $3,786 in 2026 as enhanced premium tax credits expired, according to an analysis by KFF, a nonpartisan health policy organization which also runs a health-related news service. The full analysis is available here. Between 2021 and 2025, Americans searching for healthcare coverage in the ACA Marketplace 2010 benefited from premium tax...
Medicare’s telehealth coverage has been expanded across Alaska to allow more people to access care at home. Let’s learn about what you can expect now and into the future with Medicare’s telehealth coverage. What is telehealth? Telehealth includes certain services that you receive from a healthcare provider outside of an in-person office visit. A telehealth service is a full visit with a provider using telephone or video technology that allows for both audio and video communication. It is diffe...
If you're like me and walk more than drive, consider solidly built walking shoes to be your best to avoiding any injury or sores and blisters. You've seen the ads all over touting slip-on sneakers and shoes, but this seems counter-intuitive. If sustaining flexibility is a goal for later years, what does lifting your foot onto a chair to lace them do to you instead of bending over and lacing them? Makes you less flexible. Also, walking shoes or sneakers that must be laced add an additional solid...
This is the third in a series about people finding or rediscovering creative pursuits later in life. The reporting project is funded by a grant from the Alaska Center for Excellence in Journalism. If you have a suggestion of a person who has explored their artistic or creative impulses upon retirement or when other life demands lessened, email editor@seniorvoicealaska.comeditor@seniorvoicealaska.com. A couple of tragedies have bracketed Laurie Murdock's craft of weaving, but she keeps going with...
You never know when a medical emergency will arise, but you can be prepared, both for yourself and for a loved one. Emergency services and urgently needed care Emergency care is needed to evaluate or treat emergency medical conditions. An emergency medical condition is severe enough that someone with an average knowledge of health and medicine could reasonably expect your health to be in danger if you don’t get medical attention right away. If you’re pregnant, this could also mean that the hea...
Dear Savvy Senior, I’ll be 65 in a few months and could sure use some help sorting through all the confusing Medicare options that are available to me. Where can I get help with my Medicare decisions? - Baffled Bob Dear Bob, With around 11,400 Baby Boomers turning 65 every day in 2026, you’re asking a very timely question. Many people approaching Medicare are confused by all the choices available today. In addition to original Medicare (Part A and B) that has been around for more than 60 years, you also have the option of enrolling in a Part D...
Receiving home health care can be available for some Medicare recipients. To be eligible for Medicare coverage of home health services, you must be homebound. In other words, it must be difficult for you to leave your home and doing so requires significant effort. The help you need can be from another person or from medical equipment such as crutches, a walker, or a wheelchair. You are also considered homebound if your doctor believes that your health or illness could get worse if you leave...
Organizations can submit a letter of interest now through March 11 for Alaska’s Rural Health Transformation Program. The letter of interest gives organizations a chance to briefly describe their ideas for improving rural health care in Alaska. Alaska’s RHTP is part of a $50 billion national initiative authorized by Congress in 2025 to strengthen rural health systems over the next five years. The Centers for Medicare & Medicaid Services has awarded Alaska one of the largest allocations in the nation. The year one award was $272,174,856, pen...
The Medicare-related decisions can be quite challenging, especially when you or your spouse are about to turn age 65, during your Initial Enrollment Period. The decisions can be even more complicated when you have other health insurance coverage. Deciding if and when to enroll in the various parts of Medicare, when you are first eligible, is an important choice including how to avoid potential penalties or gaps in coverage. Most people enroll into Medicare Part A (in-patient, hospitalization...
Tax season already brings enough stress...so the last thing you need is a scammer pretending to be the IRS sliding into your texts, emails or phone calls. Every year, scammers try to scare people into acting fast and thinking later. Consumers reported losing $789 million to government impostor scams in 2024, including IRS impostor scams, according to the Federal Trade Commission. If the IRS really needs you, they won't text you at midnight or email you with flashing warnings and emoji-filled...
As Alaskans, we take great pride in our unique culture and the breathtaking beauty of our state. Yet, hidden within this beauty is a pressing issue that affects a significant part of our population: our seniors. Today, I want to address the multifaceted challenges they face, including voting rights, economic security, access to quality health care, social justice, and educational opportunities. We must unite to advocate for meaningful changes that ensure our seniors receive the respect and support they deserve. Voting rights: Alaskans must be...
This month’s article provides an overview of Medicare coverage in 2026. The 2026 edition of the Medicare & You handbook provides much greater detail than is provided in this article; if you do not have a copy, then please contact the Medicare Information Office and we are happy to provide a copy. You may also find the handbook available on the Medicare.gov website (look for the link under the “Basics” topic header) as an eBook, as well as in large print, audio version, and in Braille. The Medic...
Alaska has been awarded $272 million to support system-level investments in health care through the Centers for Medicare & Medicaid Services’ (CMS) Rural Health Transformation Program (RHTP), according to a press release from the Alaska Department of Health. The five-year, $50 billion national initiative is designed to strengthen, stabilize, and modernize health care systems in rural communities. Alaska is among the top recipients of the funding. “This investment represents a turning point for rural health care in Alaska,” said Heidi Hedbe...
Dear Savvy Senior, What are the most popular ages that people start taking their Social Security retirement benefits? I'm turning 62 later this year and trying to decide when to start taking my benefits. - Born in '64 Dear 64, You can sign up to begin your Social Security retirement benefits any time after age 62. However, your monthly payments will be larger for each month you delay claiming them up until age 70. This adds up to around 6 to 8% higher payments every year you delay. To get a...
Becoming hospitalized is a challenging situation —the goal is to become well with treatment for the condition, illness or injury, which brought you to being admitted in the first place. For these events, there is Medicare’s Part A, which provides insurance coverage for your in-patient admission to a hospital. This can be confusing, because not all treatment at a hospital is covered by Part A – most often, individuals are treated in an emergency room, or medical facility that provides care under...
Dear Savvy Senior, My husband and I are relocating to a nearby state to be closer to our daughter and will need to find a new primary care physician when we arrive. We are both in our late 70s and are interested in getting a geriatrician to oversee our health care going forward. Any suggestions for finding someone? -Searching for Care Dear Searching, Choosing a geriatrician as your primary care doctor in your 70s is a good idea, especially if you’re dealing with various age-related health problems. But if you’re in relatively good health you...
Q: How can I reassure my daughter that I am still capable of living alone, given that I am physically healthy, mentally sharp, and able to drive? A: In an era where traditional notions of aging and companionship are being challenged, many individuals over the age of 50 are embracing the joys of living alone. Changing societal structures and attitudes toward aging reveal both the challenges and remarkable benefits of single-person households later in life. The United States saw an increase in...
Identity theft, in particular, medical identity theft can happen to anyone of us. In fact, this month is one of the most likely months for this crime to be committed. The other likely months are January, February, March, April … yes, any month of the year. And, while a victim of this theft can feel especially vulnerable, most likely “it isn’t personal,” but more likely a crime of opportunity. However, like a home invasion, medical identity theft can upset your life, disrupt your plans, steal y...
Dan Kline is a retired UAA professor who is expecting his Affordable Care Act monthly premiums to rise from about $192 per month with government subsidies to $1,733 per month because the U.S. government is drastically reducing subsidies that helped Americans buy health insurance in the pandemic and post-pandemic era. Kline, who is a few months away from turning 65, has used the ACA for health insurance since COBRA coverage ended after he retired in 2021. “This is for an out-of-pocket total of a...
From Oct. 15 through Dec. 7, I encourage you to review and, if needed, change your Prescription Drug Plan (PDP) under Medicare’s Part D coverage. Changes you elect will become effective on Jan. 1. Certified Medicare counselors across Alaska can help you as part of the Medicare Information Office’s network of program Ambassadors, including through your local Aging and Disability Resource Center (ADRC). Give us a call, we would be glad to answer your questions, guide you through the process, and e...
The Anchorage Pioneer Home is located in downtown Anchorage. It's one of a number of assisted living homes operated by the State of Alaska. Brian Studstill, the communications director for the Alaska Department of Family and Community Services, said in an email that of the 164 residents in Anchorage Pioneer Home, 49 of them are eligible for Medicaid. Medicaid helps pay for services not covered by Medicare, including long-term care. According to the Alaska Department of Health, the state paid...
This October, the Alaska Federation of Natives (AFN) Convention will once again shine a light on the wisdom and contributions of Alaska Native Elders. Two free special events-the Elizabeth Peratrovich Legal Clinic on Oct.16, and the Elder Appreciation & Wills Clinic on Oct. 17-will take place at the AFN Convention at the Dena'ina Convention Center, Second Floor, Room 5 in Anchorage, offering a blend of celebration of Elders and legal help for Alaskans. All are welcome at these free events and...
