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Those who are approaching Medicare eligibility, or have Medicare, frequently have many questions - about how Medicare coverage works, enrollment options and costs, and many others. You may ask yourself: “Who do I call?” for answers. The good news is that there are numerous resources out there to assist Medicare beneficiaries with questions or concerns and there is often more than one correct resource. Listed here are some of the agencies that can supply expert knowledge and assistance reg...
Dear Savvy Senior: I understand that COVID-19 hits smokers a lot harder than nonsmokers but quitting at my age is very difficult. Does Medicare offer any coverage that helps beneficiaries quit smoking? - Must Quit Dear Must: It’s true. Smokers and vapers have a higher risk of severe COVID-19 infection as the coronavirus attacks the lungs. That’s why quitting now is more important than ever before. If you are a Medicare beneficiary, you’ll be happy to know that Medicare Part B covers up to eight face-to-face counseling sessions a year to help yo...
Dear Savvy Senior: Are there any financial assistance programs you can refer me to? The coronavirus pandemic has cost me my part-time retirement job and has shrunk my measly IRA account. - Needy Retiree Dear Needy: Absolutely. In addition to the $1,200 federal coronavirus stimulus check that was distributed in April and May, there are many other financial-assistance programs (both public and private) that can help struggling retirees, as well as give relief to family members who help provide financial support for their loved ones. To find out...
As the nation moves into whatever "reopening" the next phase of the COVID-19 challenge means, the pandemic's mark on American health will be a permanent one in good ways and unfortunate ones too. The nation is nowhere close to a vaccine or a cure despite president Donald Trump's hyper-ambitious "plan" to develop, manufacture and distribute a vaccine by the end of 2020. Most scientists suggested that the most "optimistic" potential for a vaccine would be at the end of 2021 and more likely it...
Having trouble signing up for Medicare Part B, Medical Insurance, in the midst of these trying times? The Social Security Administration (SSA) is the agency that handles the Medicare Part A and Part B enrollment and as you may know, SSA, like so many other agencies affected by the COVID-19 virus pandemic, has not been open to the public for face-to-face assistance. This has been particularly challenging to people who need to sign up for Medicare Part B, but prefer to do business in person...
Editor’s note: This press statement was received on May 12, 2020. Social Security benefits have lost 30 percent of buying power since 2000, according to the latest “Social Security Loss of Buying Power” study released in May by The Senior Citizens League (TSCL). “This year’s study found a 3 percentage point gain in the buying power of Social Security benefits over 2019,” says study author Mary Johnson, a Social Security policy analyst for the League. “That should indicate that most retirees may have seen at least some prices come down on certai...
Dear Savvy Senior: I manage a large doctor’s clinic that treats hundreds of seniors each month. We are moving to more telehealth visits to help keep our patients safe at home during the coronavirus pandemic, but this new way of seeing a doctor is befuddling to many of our elder patients. Can you write a column educating patients on how to prepare for a telehealth appointment? - Regular Reader Dear Reader: I’d be happy to help. To help keep patients safe and at home during the coronavirus crisis, more and more doctors and other health care provi...
Getting older in America will never be the same, after the astonishing death toll in nursing homes and senior housing facilities has revealed just how flawed the nation’s system of care is. The fallout could completely collapse the nursing home and assisted living industries. No doubt, though, it will certainly change them and how we take care of our elders. The COVID-19 pandemic has revealed a defective system of caring for seniors, including severe understaffing at nearly all facilities, inconsistent regulations, economic challenges p...
During this time when our physical offices are closed to the public, you may wonder, “How can I get help from Social Security without visiting an office?” You can find the answer at www.ssa.gov/onlineservices, which links you to some of our most popular online services. You can apply for retirement and disability benefits, appeal a decision, and do much more. Our newest my Social Security feature, Advance Designation, enables you to identify up to three people, in priority order, who you would like to serve as your potential representative pay...
You’ve planted a victory garden, cleaned the garage, and caught up with old (and older) friends. If you’re lucky, you’ve stayed healthy and are still employed (or retired). COVID-19 has affected each of us differently, but there’s no doubt it’s been a game changer for those of us at or near retirement. What effect might the pandemic have on your financial life? I like to believe every problem comes packaged with its own solutions. Maybe it’s not a welcome solution, and maybe it doesn’t present itself as quickly as we’d like, but patience an...
With social distancing, depression, isolation and loneliness hitting the nation’s seniors particularly hard as a result of the coronavirus pandemic, the federal government has made big changes to Medicare to help doctors reach patients easier without visiting offices or hospitals. But while it appears well-intentioned, these policy changes also are going to have to be more carefully thought out over time. The COVID-19 pandemic has prompted Medicare to open access to telehealth, connecting patients to health care providers through videoconferenc...
Dear Savvy Senior: Do currently offered vaccines against pneumonia provide seniors any protection against the coronavirus disease? I’ve always been bad about getting vaccinated, but this coronavirus pandemic is causing me to change my thinking. - Pro-Vax Patty Dear Patty: This is a great question. Because the coronavirus (COVID-19) attacks the lungs and respiratory system, many readers have asked whether the pneumonia vaccines, which are administered to millions of patients each year, might protect someone if they contract the coronavirus. But...
During this time of the COVID-19 pandemic, it is a prudent idea to discuss the benefits of having a patient advocate and an authorized representative in the event that you are unable to represent yourself. Patient advocate A patient advocate can be a health care professional or a trusted person, perhaps a relative or friend who can look out for your best interests when you are not well. The advocate’s overall mission is to guide a patient through the healthcare system. Their assistance can i...
Editor’s note: This schedule may change, due to coronavirus safety measures. Be sure to confirm with the host agency prior to visiting. The Kenai Peninsula Family Caregiver Support Program will hold the following peer support meetings in May. This is Mental Health Month and the meeting discussion topic will be “Well into your Future, Maintaining Mental Health.” May 5, Caregiver support meeting at Sterling Senior Center, 1 p.m. May 12, Caregiver support meeting at Soldotna Senior Center, 1 p.m. May 19, Caregiver support meeting at Kenai Senio...
Despite a genuine consensus that something must be done, Congressional efforts to rein in drug prices remain stalled and more than likely dead until after the November elections. Even with rhetoric rising on how important controlling drug prices is and added pressure due to the coronavirus (COVID-19), nothing is likely to get done as lawmakers are split on fundamental issues of how to solve the problem. Even President Donald Trump’s support for bipartisan Senate drug-pricing legislation doesn’t appear to be motivating Senate Majority Lea...
The number of diagnosed cases of the coronavirus (COVID-19) has topped 125,000 globally as I write this article. Countries are closing their borders, travel restriction bans into the U.S. are going into effect, and sports leagues have suspended their seasons in an effort to slow the spread of this virus. Some states, such as Alaska have declared a public health emergency status, schools are extending their spring break, some colleges are moving to online classes, and many much anticipated confer...
We are all learning to navigate these challenging, unprecedented times. While our care looks different these days, Hospice of Anchorage is still able to serve patients and families in our community with compassionate hospice and palliative care. And while that is our organization’s focus, we also know that as a community, we must take care of our children, parents, brothers and sisters. Maintaining a healthy community is everyone’s common objective as we work through the crisis created by the COVID-19 pandemic. Please be assured that we...
Protecting yourself from COVID-19 The Centers for Disease Control and Prevention is warning that the new novel corona virus will be spreading around the country and everyone in Alaska should be as prepared as possible. Anyone who is older than 65 and anyone who is being treated for cancer need to take special precautions. The disease caused by the new coronavirus is called COVID-19. The most common symptoms include fever, cough and breathing difficulties. Although symptoms are very similar to th...
Dear Savvy Senior: In light of the stock market crashing, I’ve heard that Social Security offers a lump-sum payment to new retirees who need some extra cash. I have not yet filed for my retirement benefits and would like to investigate this option. What can you tell me? — Seeking Cash Dear Seeking: There is indeed a little-known Social Security claiming strategy that’s been around for many years that can provide retirees a lump-sum benefit, but you need to be past your full retirement age to be eligible, and there are financial drawbacks you n...
The Alaska Geriatric Exchange Network, also known as AgeNet, is a statewide association of senior service providers that’s been advocating for older Alaskans for more than 20 years. According to an AgeNet fact sheet, the goal of AgeNet is “working to assure the appropriate network of senior services is available in every Alaskan community for all seniors so they might live independently with honor and dignity.” In February, AgeNet released the following outline of its three priorities for this legislative session: Senior Nutrition Grant Program...
Often times it can be confusing to Medicare beneficiaries just how much of their medical expenses will be covered and for how much they will be responsible. This, in part, can be due to not understanding their providers’ relationship with Medicare. Medical providers are categorized under three classifications in reference to Medicare. They are: providers who accept assignment, providers who do not accept assignment, and opted-out providers. Providers who accept assignment (also known as p...
Tax season is approaching, and we have made replacing your annual Benefit Statement easier. The Benefit Statement, also known as the SSA-1099 or the SSA-1042S, is a tax form we mail each year in January to people who receive Social Security benefits. It shows the total amount of benefits you received from us in the previous year so you know how much Social Security income to report to the IRS on your tax return. If you live in the United States and you need a replacement form SSA-1099 or SSA-1042S, simply go online and get an instant,...
President Donald Trump recently has been making a striking claim – insisting he has ensured that people with preexisting medical conditions continue to have health insurance coverage. In tweets, at campaign rallies and even at his recent State of the Union speech, Trump says: "I was the person who saved pre-existing conditions in your healthcare." He wasn't. This comes at the very same time that his own Justice Department pushes to eliminate the Affordable Care Act (ACA) altogether, including pre-existing conditions for millions of A...
Congressional lawmakers find themselves caught between the unlikely and the impossible as they try and work through complicated issues like drug price controls. With the sharp partisan divide, the ongoing impeachment of President Trump, the upcoming presidential campaign and their own re-election fights on everyone's minds, difficult choices with disappointing results are the most likely scenario for prescription drug and most other major health care legislation affecting seniors – just like i...
Alaska's vast geographic space dictates more than its beauty. In the case of the statewide Aging and Disability Resource Centers (ADRC) it determines access and the providing of services for Alaskans with disabilities and for seniors and caregivers seeking long term support in their community. From Cantwell to the south and Utqiagvik to the north, Galena to the west and Northway to the east, ADRC North operates out of Fairbanks Senior Center and strives to match individuals living in the...
